Cross-border payments, simplified

Send Money.
Convert Fast.
No Borders.

Cyphalet gives you NGN and USD wallets in one app — fund, convert, and send money across borders instantly with the best rates.

2+
Wallet Currencies
Instant
Conversion Speed
1 App
All your wallets
Cyphalet
3482 8384 8283 ****
Card Holder
Sadiq A Bello
Transfer Sent₦27,800 → $17.43
🔒
SecuredEnd-to-end encrypted
Why Cyphalet

Everything you need for
cross-border payments

One app. Multiple currencies. Zero hassle.

🇳🇬

NGN Wallet

Fund your Naira wallet instantly via bank transfer. Partnered with top Nigerian banks for seamless NGN collection.

💵

USD Wallet

Hold and manage US Dollars directly in the app. Receive, deposit, and send USD internationally with ease.

Instant Conversion

Convert between NGN and USD at competitive rates. No hidden fees, no delays — just fast, transparent exchange.

Cross-Border Sending

Send money to recipients across borders in seconds. Cyphalet makes international transfers as easy as a tap.

🔒

Secure & Trusted

Your funds and data are protected with bank-grade encryption. Every transaction is monitored for your safety.

📱

Web App Access

Access Cyphalet anywhere at app.cyphalet.xyz — no download required. Clean, fast, mobile-ready interface.

How it works

Fund your wallet in minutes

Getting started is simple. Follow these steps to deposit into your NGN wallet and start transacting.

01

Create an account

Sign up at app.cyphalet.xyz and verify your identity in seconds.

02

Open your Wallets

Tap the menu and select Wallets to view your NGN and USD balances.

03

Tap Deposit

Locate your NGN or USD wallet and tap the Deposit button.

04

Transfer & Done

Copy the account details displayed and send funds from your bank. Balance updates instantly.

Supported Currencies

Two currencies. One wallet.

Manage Naira and US Dollars side by side — convert between them anytime, at rates that work for you.

🇳🇬
NGN
Nigerian Naira
🇺🇸
USD
US Dollar
🌍
More
Coming soon

Start sending money
across borders today.

Join thousands using Cyphalet for fast, secure cross-border payments.

Open Cyphalet App →